Ajay was an orphan. We were high school friends. To support his studies, he used to do odd jobs. Early in the morning, he used to sell vegetables; at night, he sold bangles. He could not complete his studies and graduate due to the excessive commute time. Fast forward 20 years: he runs an event management business and owns two bungalows and three sedans, all of which are rented for event functions. He still lives in the one-story apartment from his childhood days. He does not pay rent anymore, as he has bought it from the owner and paid in cash
We met a few days ago in one of his bungalows where a third-party was hosting a dinner party. I casually asked him what made him tick. He told me that, firstly, he never took any loans. He does not have a credit card, even now. Secondly, the railway tracks.
You see, our house is very near to a train station. We could literally hear the whistles of the trains every night. Ajay told me he made the bulk of his money...