Book Image

Apple Pay Essentials

By : Ernest Bruce
Book Image

Apple Pay Essentials

By: Ernest Bruce

Overview of this book

Apple Pay, one of the most talked about offerings of the latest iOS 9 release, is a digital wallet and electronic payment system developed by Apple Inc. Paying in stores or within apps has never been easier or safer. Gone are the days of searching for your wallet, and the wasted moments finding the right card! Now you can use your credit cards and rewards cards with just a touch. It allows payment to merchants, using Near field Communication (NFC), and within iOS apps. Implementing Apple Pay within apps for payment is a bit tricky, but our book solves this problem for you. Whether you are a brand new iOS app developer or a seasoned expert, this book arms you with necessary skills to successfully implement Apple Pay in your online-payment workflow. Whether you are a brand new iOS app developer or a seasoned expert, this book arms you with the necessary skills to successfully implement Apple Pay. We start off by teaching you how to obtain the certificates necessary to encrypt customers’ payment information. We will use Xcode and Objective C for the interface and Node.js for server side code. You will then learn how to determine whether the customer can use Apple Pay, and how to create payment requests. You will come to grips with designing a payment-processor program to interact with the payment gateway. Finally, we take a look at a business-focused view of Apple Pay protocols and classes. By the end of this book, you will be able to build a fully functional Apple Pay-integrated iOS app
Table of Contents (13 chapters)

Summary


In this chapter you learned how the actors in your app's payment authorization workflow work together to help the user provide the information you need to process the payment and order (if the payment is approved by the payment card's issuing bank). The chapter showed how to prepare the payment request with essential payment information, such as the payment networks you support. It described how to respond to changes the user makes to the order in the payment sheet. Finally, the chapter showed how to dismiss the payment sheet after the user authorizes or cancels the payment request.

The next chapter will describe the payment processing workflow, which is where you will process the information obtained here to process the payment through your payment gateway and fulfill the customer's order in your order processing web application. We will consider the payment information required to get the user's payment card's issuing bank to approve the transaction.