Book Image

Interpretable Machine Learning with Python

By : Serg Masís
Book Image

Interpretable Machine Learning with Python

By: Serg Masís

Overview of this book

Do you want to gain a deeper understanding of your models and better mitigate poor prediction risks associated with machine learning interpretation? If so, then Interpretable Machine Learning with Python deserves a place on your bookshelf. We’ll be starting off with the fundamentals of interpretability, its relevance in business, and exploring its key aspects and challenges. As you progress through the chapters, you'll then focus on how white-box models work, compare them to black-box and glass-box models, and examine their trade-off. You’ll also get you up to speed with a vast array of interpretation methods, also known as Explainable AI (XAI) methods, and how to apply them to different use cases, be it for classification or regression, for tabular, time-series, image or text. In addition to the step-by-step code, this book will also help you interpret model outcomes using examples. You’ll get hands-on with tuning models and training data for interpretability by reducing complexity, mitigating bias, placing guardrails, and enhancing reliability. The methods you’ll explore here range from state-of-the-art feature selection and dataset debiasing methods to monotonic constraints and adversarial retraining. By the end of this book, you'll be able to understand ML models better and enhance them through interpretability tuning.
Table of Contents (19 chapters)
1
Section 1: Introduction to Machine Learning Interpretation
5
Section 2: Mastering Interpretation Methods
12
Section 3:Tuning for Interpretability

The mission

Over 2.8 billion credit cards are circulating worldwide, and they collectively spend over $25 trillion (US) every year (https://www.ft.com/content/ad826e32-2ee8-11e9-ba00-0251022932c8). These are astronomic amounts, no doubt, but the credit card industry's size is best measured not by what is spent, but by what is owed. Card issuers such as banks make the bulk of their money from interest. So, the over-$60 trillion owed by consumers, of which credit card debt is a sizable portion, provides a steady income to lenders in the form of interest. It could be argued this is good for business, but it also poses ample risk because if a borrower defaults before the principal plus operation costs have been repaid, the lender could lose, especially once they've exhausted legal avenues to collect the debt.

When there's a credit bubble, this problem is compounded because an unhealthy level of debt can compromise lender finances and take their stakeholders down with...