In-game scams are easy enough to avoid if you are cautious, and keep in mind the age-old mantra of if it looks too good to be true, it probably is, but Out-of-game scams are another matter.
You've probably already heard of phishing, the practice of sending authentic-looking e-mails to try to trick people into clicking a link and giving away your account details. Some phishing e-mails are pretty easy to spot. They contain a lot of spelling mistakes and poor formatting. However, some scammers are getting more creative, and they are taking the time to produce authentic looking emails that will fool most people on a cursory inspection. Take a look at this recent example of a phishing mail:
The e-mail looks legitimate, right? It uses official RuneScape images. It mentions Jagex, and the blue underlined link looks like it points to the RuneScape website.
What many people miss is that the blue underlined link text doesn't have to be the same as the address that the link goes to...