I would like to thank my husband, Richard Allen, who helped me build my first serious budget spreadsheet over 25 years ago. He always encourages me to spread my wings and fly. I'll always be eternally grateful for his love and support.

I also want to thank two of my amazing teammates, Ann Deiterich and Kuldeep Singh. When my grammar and spelling is correct, it is usually courtesy of Ann. She frequently translates my ramblings into complete sentences. Kuldeep is not only a wonderful friend, but a fantastic cheerleader as well. Everyone should be as lucky as I am to have a Kuldeep in their life.

Finally, thanks Mark. You're a good friend and smart as a whip. Thanks so, very much for helping me get this idea on paper and in the hands of users.