The best time to plant a tree was 20 years ago. The second best time is now. – Chinese proverb
Planning for success in life generally involves making investment decisions. We must decide how to invest our time, which people to invest in, where to invest our money, and so on. We need to start some investments today to reap the benefits a year, or even 20 years, from now. Some investments return immediate benefits, such as winning a game or preparing for an interview to get into a job. Some investments need much longer time, but spreading out an investment could make it last a lifetime.
Trudging through school, for instance, will eventually pay off. Some investments burn your money, and create no monetary value, but they bring a lot of joy. These could be a nice vacation, buying a car, or throwing a party. When we don't understand what benefits we should be reaping from an investment, we tend to have unrealistic...