Oracle Treasury enables managing your bank balances, reconciling them, and also managing transfers between bank accounts.
You can manage and maintain your balances in the system and review these in Oracle Treasury. However, bank balances are only loaded using Oracle Cash Management. You have to transfer them from Oracle Cash Management to Oracle Treasury. The Transfer CE Bank Statement to Treasury process makes the data available in Oracle Treasury for reporting and other transactional tasks.
You can manage the balances and also enter information to allow the system to calculate interest for those accounts that have interest bearing balances.
Interest rates and other charges are managed within a portfolio and pricing model to calculate accrued interest. Subsequently, when bank balances/statements are loaded into the system these will net out with actual interest generated and credited to your account by the financial institution.